How It Works 
A turn-key health plan that creates exceptional savings, rate stability & provider choice.
Built to serve your
ministry
ministryYour hybrid benefits plan will not be a “one size fits all.” Sonshine will help you create a customized plan, and equip and assist you each step of the way.
SS Service and Support
Onsite education and training for leadership, HR staff and employees, open enrollment webinars, both live and on-demand, streamlined onboarding process.
Consulting and Coaching
Comprehensive communication campaigns, Plan design consulting with an ERISA attorney (all plans are ACA compliant), Claims assistance and coaching
Customized HRA
We assist you with your customized HRA. You choose the funding amount, timing, and what you want covered.
Industry Leading
Resources
Resources
Captive and stop loss are provided by USI, the 4th largest privately held insurance broker in the US; specialized ERISA attorney for ACA compliance
Cost-Sharing Plans
largest cost-sharing ministry in the US serving over 400,000 members, recommended by Dave Ramsey
Exciting (Unique)
Benefits
Benefits
Employee can choose ANY provider (no network restriction), much more stable rates (no switching plans every few years due to cost), a highly successful captive that has refunded 50% of premiums since its inception in 2016.
How it Works
Imagine a turn-key health plan that creates exceptional savings, rate stability & provider choice.
Evaluate 
We collaborate on your needs and goals to determine how to customize a new plan moving forward.
Explore 
We architect the right components to build your customized plan.
Equip 
We provide training, education, service and support to ensure employee satisfaction and utilization.